COCA, the self-custodial banking app used across 75+ countries, today eliminated one of crypto’s most persistent points of friction: moving stablecoins between blockchains before they can be spent. Through a new integration with Aurora Intents, the cross-chain execution layer built by Aurora Labs, powered by NEAR Intents, COCA users can now deposit supported stablecoins from more than a dozen networks into a single reusable address — and buy or sell $COCA directly in the app, without routing through a third-party exchange.
The move places COCA among a growing set of consumer finance apps adopting “chain abstraction” — infrastructure that hides which blockchain a user’s funds sit on, so deposits, transfers, and spending work the same regardless of network. For an industry where a wrong-network transfer can mean permanently lost funds, the shift represents a meaningful reduction in user risk as much as user friction.
What’s changing:
In-app $COCA trading. Previously, acquiring a $COCA token as part of the Loyalty Program required creating an account on an external exchange such as MEXC, purchasing the token, and manually transferring it into the COCA app. That entire flow now happens in seconds, inside the app, using a user’s existing USD balance. Users can also receive $COCA directly from any external wallet.
Expanded deposit network support. COCA now accepts stablecoin deposits across:
- USDC: NEAR, Ethereum, Arbitrum, Base, Solana, Gnosis, Polygon, Optimism, Avalanche, Sui, Stellar, Monad, X Layer
- USDT: NEAR, Ethereum, Tron, Solana, Gnosis, Polygon, Optimism, Avalanche, TON, Scroll
Rather than requiring users to identify the correct network before sending funds, Aurora Intents routes and settles each transfer automatically behind the scenes.
“Every extra step between a user and their money is a step where we risk losing their trust,” said Vasili Paulau, CEO of COCA. “Most people don’t know — or care — which blockchain their stablecoins live on. They just want their money to show up and be spendable. This integration means we stop asking users to think like blockchain engineers just to fund their own account.”
“Funding was never a blockchain problem. It was a UX problem — the point where crypto has always lost mainstream users,” said Declan Hannon, CEO of Aurora. “COCA shows what happens when that step just disappears. The product feels like a bank. Underneath, it’s Aurora Intents routing everything on-chain. Users never need to know the difference.”
Integration builds on the existing card and banking infrastructure, which lets users spend stablecoins and fiat anywhere Visa is accepted. It follows COCA’s broader push to combine self-custodial crypto ownership with the simplicity of traditional banking — including a Visa card, EUR IBAN, stablecoin cashback of up to 8%, and real-time APY on card balances.
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