Milo has surpassed $100 million in crypto mortgages, marking a major milestone in digital asset–backed home financing. The achievement includes the company’s largest single transaction to date, a $12 million crypto mortgage, which signals rising institutional and high-net-worth adoption.
This crypto mortgage milestone highlights growing confidence in using digital assets as collateral. As demand increases, more investors view crypto-backed real estate financing as a strategic alternative to traditional lending.
Growing Demand for Crypto Mortgages
Milo reports zero margin calls across its crypto mortgage portfolio. In addition, the company offers competitive interest rates averaging around 7%. These results demonstrate that crypto mortgages can deliver both stability and scalability.
Through AI-enhanced underwriting and real-time collateral monitoring, Milo assesses risk quickly and accurately. Consequently, borrowers benefit from faster approvals and efficient servicing. This technology-driven approach gives the company an advantage in the fast-moving digital asset market.
According to CEO Josip Rupena, the company has moved beyond proof of concept. Instead, it now focuses on consistent execution and long-term infrastructure growth. As a result, both institutions and high-net-worth individuals increasingly recognize crypto as legitimate collateral.
Flexible Financing with Digital Assets
Milo offers up to 100% financing on home purchases, with loan amounts reaching $25 million. Therefore, borrowers can avoid cash down payments and reduce taxable events tied to selling digital assets.
By pledging Bitcoin or Ethereum as collateral, clients diversify into real estate while maintaining crypto exposure. Moreover, Milo provides a self-custody crypto mortgage option. This feature allows borrowers to retain possession of their Bitcoin while qualifying for financing.
For traditional crypto mortgages, client assets remain safeguarded through Coinbase and BitGo. Additionally, Milo operates as a SOC 2 audited licensed lender under regulatory oversight, reinforcing trust and transparency.
Expanding Beyond Crypto Mortgages
Beyond crypto mortgages, Milo’s broader crypto loan product has grown rapidly. In fact, the loan book quadrupled in 2025. With rates starting at 8.25%, clients use these loans to purchase more Bitcoin, acquire land, fund home improvements, or invest in businesses.
As crypto adoption accelerates, Milo continues to position crypto mortgages as a practical bridge between digital assets and real estate. Ultimately, crossing $100 million in originations confirms the company’s leadership in crypto-backed lending.
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